Accident Insurance
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As an ROA Member in good standing under age 70, you are guaranteed acceptance for up to a $250,000 benefit, payable for a covered accident. Your spouse¹ and children can be covered for a percentage of your chosen benefit. The plan also provides benefits for education, child care assistance and seatbelt usage. Double benefits (up to $300,000) will be paid if you die in a covered accident while a passenger in a licensed common carrier (such as a taxicab, train, bus or airplane). This plan is underwritten by ReliaStar Life Insurance Company.

¹In OR, spouse includes domestic partner.

Group Policy Number 31816-7ASCPAI
Policy Form Number #HP010GP

Answers about the plan, including eligibility, options, enrollment, customer service and more.

To enroll for coverage, download an enrollment form by clicking on the link, or to speak to a customer service representative, call our toll-free number: 1-800-247-7988.

These form(s) are in Adobe Acrobat Reader (PDF) format and are available for downloading and printing.

Insurance Application & Brochure

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We're here to help! Please contact us in whatever manner is most convenient for you.

Program Administrator

Mercer Consumer
12421 Meredith Drive
Urbandale, IA 50398
Phone: 1-800-247-7988
Hours: 7:30 am to 5:00 pm M-F (Central)
Web site:

Insurance Company

ReliaStar Life Insurance Company
Box 20
Minneapolis, MN 55440

Accidental Death and Dismemberment (AD&D) Insurance Coverage is provided under the terms of an AD&D insurance policy, Group Policy 31816-7ASCPAI, issued and delivered in the state of North Dakota to Reserve Officers Association as the policyholder. The group policy is issued in the state of North Dakota and is governed by its laws. The group policy is issued by ReliaStar Life Insurance Company, Minneapolis, Minnesota. The policy is administered on behalf of ReliaStar Life Insurance Company by Mercer Consumer, an insurance administrator licensed in the state of North Dakota. Policy form HP010GP. This is a paid endorsement. ROA receives a fee from the insurance broker and/or the insurer for its endorsement of this plan.

Insurance Application and Brochure Download

Our Role & Compensation

Details of Mercer disclosure of the compensation.

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