Group_Life_ Insurance
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This plan is convenient for all married ROA Members because it can provide up to $200,000.00 of group term life insurance protection for both you and your spouse¹ in one plan for the cost of one affordable premium. Often called the "first-to-die" plan, it pays benefits for whoever dies first, you or your spouse¹.

The plan includes these benefits:

  • Common accident benefit pays double your benefit amount to your loved ones if you and your spouse¹ both die in the same covered accident.
  • Death During a Hostile Action benefit pays up to an additional $25,000.00 if you're killed in hostile action in a designated combat area while on active duty.

How to Apply

To apply for coverage, download an application by clicking on the link at the top of this page, or, to speak to a customer service representative, call our toll-free number: 1-800-247-7988.


¹ In OR, spouse includes domestic partner.


Life Insurance Coverage is provided under the terms of a group life insurance policy, Group Policy GL-31816-7, issued and delivered in the state of North Dakota to Reserve Officers Association as the policyholder. The group policy is sitused in the state of North Dakota and is governed by its laws. The group life insurance policy is issued by ReliaStar Life Insurance Company, Minneapolis, Minnesota. The policy is administered on behalf of ReliaStar Life Insurance Company by Mercer Consumer, an insurance administrator licensed in the state of North Dakota. Policy Form LP08GP. This is a paid endorsement. ROA receives a fee from the insurance broker and/or the insurer for its endorsement of this plan.

Eligibility
Where available This coverage is available only to residents of the United States and may not be available in all states. Please contact the administrator for details.

Answers about the plan, including eligibility, options, enrollment, customer service and more.

To apply for coverage, download an application by clicking on the link at the top of this page, or to speak to a customer service representative, call our toll-free number: 1-800-247-7988.
To learn more about the Joint Term Life Plan, contact the Plan Administrator, Mercer Consumer toll-free at 1-800-247-7988, or download an application and brochure by clicking on the link at the top of this page.

These form(s) are in Adobe Acrobat Reader (PDF) format and are available for downloading and printing.

Insurance Application and Brochure

Beneficiary Designation Form



Download Adobe Acrobat Reader



We're here to help! Please contact us in whatever manner is most convenient for you.

Program Administrator

Mercer Consumer
12421 Meredith Drive
Urbandale, IA 50398
Phone: 1-800-247-7988
E-mail: roa.service@mercer.com
Hours: 7:30 am to 5:00 pm M-F (Central)
Web site: http://www.mercer.com

Insurance Company

ReliaStar Life Insurance Company
Box 20
Minneapolis, MN 55440
 

Insurance Application and Brochure Download

Our Role & Compensation

Details of Mercer disclosure of the compensation.

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