Help protect your income and assets from the financial hardship a disabling accident can mean with IncomeShield — ROA's accident disability insurance plan. IncomeShield pays monthly benefits ranging from $2,000.00 up to $5,000.00, not to exceed 70% of your Basic Monthly Pay, if you become Totally Disabled due to a covered accident and are unable to work in your usual job.
IncomeShield offers waiting periods of 30, 60 or 90 days, and acceptance is guaranteed to ROA Members, spouses, and members' employees under age 65 who reside in the U.S. and are Actively-At-Work, at least 25 hours or more per week. Spouses can not be legally separated or divorced from the Eligible Member.
How to Enroll
To enroll for coverage, download an an enrollment form by clicking on the link at the top of this page, or, to speak to a customer service representative, call our toll-free number: 1-800-247-7988. Contact Mercer Consumer to learn more about this plan, including costs, exclusions, limitations and terms of coverage.