One of the best ways to help protect your family's financial security is to protect your earning potential. ROA Members under age 65, who are residents of the U.S., not on full-time Active Duty in the Armed Forces of any country or international authority, and Actively-at-Work (at least 30 hours per week) may apply for monthly benefits up to $3,000.001, not to exceed 60% of your Gross Monthly Salary. Members under age 35 are guaranteed acceptance2 subject to the Pre-Existing conditions limitation.
How to Apply
To apply for coverage, download an application by clicking on the link at the right of this page, or, to speak to a customer service representative, call 1-800-247-7988. Contact Mercer Consumer to learn more about this plan, including costs, reduction of benefits, exclusions, limitations and terms of coverage.
This plan is not available in ID, MN, MT, OR and WV.
1An Insured Person’s Monthly Benefit Amount will reduce by 50% to a maximum of $1,500.00 on the premium due date on or next following the date he or she attains Age 60.
2This policy is guaranteed acceptance, but it does contain a Pre-Existing Conditions Limitation. Please refer to the enclosed brochure for more information on exclusions and limitations, such as Pre-Existing Conditions.
SRP - 1311 A (5175)