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One of the best ways to help protect your family's financial security is to protect your earning potential. ROA Members under age 65, who are residents of the U.S., not on full-time Active Duty in the Armed Forces of any country or international authority, and Actively-at-Work (at least 30 hours per week) may apply for monthly benefits up to $3,000.001, not to exceed 60% of your Gross Monthly Salary. Members under age 35 are guaranteed acceptance2 subject to the
pre-existing conditions limitation.

How to Apply

To apply for coverage, download an application by clicking on the link at the top of this page, or, to speak to a customer service representative, call 1-800-247-7988. Contact Marsh U.S. Consumer to learn more about this plan, including costs, exclusions, limitations and terms of coverage.

 

1An Insured Person’s Monthly Benefit Amount will reduce by 50% to a maximum of $1500 on the premium due date on or next following the date he or she attains Age 60.

2This policy is guaranteed acceptance, but it does contain a Pre-Existing Conditions Limitation. Please refer to the enclosed brochure for more information on exclusions and limitations, such as Pre-Existing Conditions.

 

SRP - 1311 A (5175)

 

Eligibility
Where available This plan is not available in ID, OR and WV
Notes ROA Members under age 65 may apply for monthly benefits up to $3,000.001.
Details
  Summary*
Type of Insurance Disability Income Insurance
Designed For ROA Members
Underwritten by Hartford Life Insurance Company. The Hartford is The Hartford Financial Services Group, Inc., and its subsidiaries, including issuing company Hartford Life Insurance Company.
Group Policy Number AGP-5175
Issue Ages Through age 64
Form Number SRP-1311 A (5175)
*This is a listing of highlights for the above Insurance plan. Be sure to review the entire web site for a detailed plan description.

1An Insured Person’s Monthly Benefit Amount will reduce by 50% to a maximum of $1500 on the premium due date on or next following the date he or she attains Age 60.

Answers about the plan, including eligibility, options, enrollment, customer service and more.
Collapse All Expand All
Click here to expand contentClick here to collapse content  How can I learn more about this insurance?
Contact Marsh U.S. Consumer for more information or an application.
Click here to expand contentClick here to collapse content  How do I apply?
To apply for coverage, download an application by clicking on the link at the top of this page, or to speak to a customer service representative, call our toll-free number: 1-800-247-7988.

These form(s) are in Adobe Acrobat Reader (PDF) format and are available for downloading and printing.

Insurance Application and Brochure

Insurance Application and Brochure (For CA Only)

Insurance Application and Brochure (For NY Only)



Download Adobe Acrobat Reader

We're here to help! Please contact us in whatever manner is most convenient for you.

Program Administrator

Marsh U.S. Consumer
12421 Meredith Drive
Urbandale, IA 50398
Phone: 1-800-247-7988
E-mail: roa@marshpm.com
Hours: 7 am to 5 pm M-F (Central)
Web site: http://www.personal-plans.com/product/marsh/

Insurance Company

Hartford Life Insurance Company
Simsbury, CT 06032
Web site: http://www.personal-plans.com/product/thehartford/

 

SRP - 1311 A (5175)

Important Notes:
This web site explains the general purpose of the insurance described, but in no way changes or affects the policy as actually issued. In the event of a discrepancy between this web site and the policy, the terms of the policy apply. All benefits are subject to the terms and conditions of the policy. Policies underwritten by Hartford Life Insurance Company detail exclusions, limitations, reduction of benefits and terms under which the policies may be continued in full or discontinued. Complete details are in the Certificate of Insurance issued to each insured individual and the Master Policy issued to the policyholder. This program may vary and may not be available to residents of all states.

Insurance Application and Brochure


Click Here

For CA only


Click Here

For NY only


Click Here

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AR Ins. Lic. #245544
CA Ins. Lic. #0633005
d/b/a in CA Seabury & Smith Insurance Program Management