You and your spouse can qualify for up to $500,000 of term life insurance protection through the ROA-endorsed Term Life Plan and will enjoy relatively low, member-only rates.
Most covered participants are also eligible for the following services:
- Travel Assistance Services Program.* What if you or your spouse is traveling (more than 100 miles from your home—even abroad) and you’re in an accident, lose your passport or need other assistance? This program can help you plan your trip and deal with potential problems you may have while traveling at no additional cost. Think of this as your own personal travel Assistance team on-call 24 hours a day, every day, from anywhere you might be that’s away from home, or even abroad!
- Funeral Planning & Concierge Service.** In the event of your death, your surviving spouse and children (under age 26) are eligible for funeral planning assistance from trained advisors at no additional cost to you.
How to Apply
To apply for coverage, download an application by clicking on the link at the top of this page, or to speak to a customer service representative, call our toll-free number: 1-800-247-7988.
*ING Travel Assistance services provided by Europ Assistance USA, Bethesda, MD 20814. Not available to residents of all states.
**Funeral Planning and Concierge Services provided by Everest Funeral Package, LLC, Houston, TX 77056. Not available to residents of all states.
Life and Accidental Death and Dismemberment Insurance Coverage is provided under the terms of a group life insurance policy, Group Policy GL-31816-7, issued and delivered in the state of North Dakota to Reserve Officers Association as the policyholder. The group policy is sitused in the state of North Dakota and is governed by its laws. The group life insurance policy is issued by ReliaStar Life Insurance Company, Minneapolis, Minnesota. The policy is administered on behalf of ReliaStar Life Insurance Company by Marsh U.S. Consumer, an insurance administrator licensed in the state of North Dakota. Policy Form LP08GP. This is a paid endorsement. ROA receives a fee from the insurance broker and/or the insurer for its endorsement of this plan.