ROA Insurance
  • Home
  • My Advisors
    • Life Events
      • Becoming A Parent
      • Becoming a Grandparent
      • Becoming an Empty Nester
      • Buying A Car
      • Buying A Home
      • Caring For a Child With Special Needs
      • Caring For an Aging or Disabled Family Member
      • Changing Jobs
      • Death of a Family Member
      • Getting a Divorce
      • Getting Married
      • Landing Your First Job
      • Moving
      • Moving into an Assisted Living Facility
      • Planning For Retirement
      • Planning or Saving For College
      • Selling a Home
    • Generations
      • Millennial Generation
      • Generation Y
      • Generation X
      • Generation Jones
      • Baby Boomer
      • The Silent Generation
    • Business Guides
      • Planning a Business
      • Starting a Business
      • Insuring a Business
      • Exiting a Business
      • Marketing
      • Human Resources
      • Online Courses
    • Financial Guides
      • Annuities
      • Banking
      • Budgeting
      • College Planning
      • Debt and Credit Cards
      • Financial Planning
      • Retirement Planning
      • Vital Records
    • Video Gallery
  • Personal Insurance
    • Tricare Supplements
      • TRICARE Supplement (ReserveCare)
      • TRICARE Retired Reserve (ReserveCare)
      • TRICARE Reserve Select (ReserveCare)
    • Enhanced Accidental Death and Dismemberment
    • Health Insurance
      • Major Medical Insurance
      • International Accident and Medical Insurance
      • Hospital Income Insurance Plan
      • Short Term Recovery
    • Pet Insurance
    • Life Insurance
      • Group Level Term Life Insurance
      • Group Term Life Plan
      • Joint Group Term Life Plan
      • ROA Senior Term Life Insurance
      • Senior Whole Life Insurance
      • Simplified Issue Level Group Term Life Insurance
    • Long Term Care Resources Network
    • Auto and Home Insurance
    • Identity Theft
    • Group Enhanced Dental Insurance Plan
    • Disability Insurance
      • Accidental Disability Plan
      • Disability Income Plan
    • Cancer Insurance
    • Trip Cancellation Insurance
  • Forms & Links
  • About Us
  • Contact Us
  • My Account
  • Overview
  • Tell Me More
  • FAQ's
  • Forms
  • Contacts

You and your spouse can qualify for up to $500,000 of term life insurance protection through the ROA-endorsed Term Life Plan and will enjoy low, member-only rates.

Covered participants are also eligible for the following services:

  • Travel Assistance Services Program.* What if you or your spouse is traveling (more than 100 miles from your home—even abroad) and you’re in an accident, lose your passport or need other assistance? This program can help you plan your trip and deal with potential problems you may have while traveling at no additional cost. Think of this as your own personal travel Assistance team on-call 24 hours a day, every day, from anywhere you might be that’s away from home, or even abroad!
  • Funeral Planning & Concierge Service.** In the event of your death, your surviving spouse and children (under age 25) are eligible for funeral planning assistance from trained advisors at no additional cost to you.

How to Apply

To apply for coverage, download an application by clicking on the link at the top of this page, or to speak to a customer service representative, call our toll-free number: 1-800-247-7988.

*ING Travel Assistance services provided by Europ Assistance USA, Bethesda, MD 20814. Not available to residents of all states.
**Funeral Planning and Concierge Services provided by Everest Funeral Package, LLC, Houston, TX 77056. Not available to residents of all states.

Life and Accidental Death and Dismemberment Insurance Coverage is provided under the terms of a group life insurance policy, Group Policy GL-31816-7, issued and delivered in the state of North Dakota to Reserve Officers Association as the policyholder. The group life insurance policy is issued by ReliaStar Life Insurance Company, Minneapolis, Minnesota. The policy is administered on behalf of ReliaStar Life Insurance Company by Marsh U.S. Consumer, an insurance administrator licensed in the state of North Dakota.  Policy Form LP08GP.

 

Eligibility
Where available This program may vary and is not available in all states.
Collapse All Expand All
Click here to expand contentClick here to collapse content  Can my spouse get separate coverage?
Yes, a spouse can obtain separate coverage.
Click here to expand contentClick here to collapse content  How can I apply?
To apply for coverage, download an application by clicking on the link at the top of this page, or to speak to a customer service representative, call our toll-free number: 1-800-247-7988.
Click here to expand contentClick here to collapse content  How can I learn more about this plan?
To learn more about the Group Term Life Plan, contact the Plan Administrator, Marsh U.S. Consumer toll-free at 1-800-247-7988, or download an application and brochure by clicking on the link at the top of this page.
Click here to expand contentClick here to collapse content  How long does the application process take?
The "underwriting process" depends on many factors: the number of persons to be insured, their ages, the amount of coverage for which you apply, your medical history and that of your family members (if requesting dependent coverage), and the type of coverage requested.
Click here to expand contentClick here to collapse content  Who is Marsh U.S. Consumer, the Administrator of the Program?
Marsh U.S. Consumer is the company contracted to manage the Group Insurance Program. Marsh U.S. Consumer is not affiliated with the insurance companies that underwrite each plan.
Click here to expand contentClick here to collapse content  Who is the current insurance carrier and what is their rating?

ReliaStar Life Insurance Company is the insurance carrier for the ROA Group Term Life Plan. ReliaStar enjoys high ratings from various commercial ratings services including A.M. Best.

Marsh U.S. Consumer, a service of Seabury & Smith, Inc. or Seabury & Smith Insurance Program Management (Marsh) makes no representations or warranties, expressed or implied, concerning the financial condition or solvency of any insurers. A.M. Best’s Ratings are under continuous review and subject to change and/or affirmation. For the latest Best’s Ratings and Best’s Company Reports (which include Best’s Ratings), visit the A.M. Best website at http://www.ambest.com. See Guide to Best’s Ratings for explanation of use and charges. Best’s Ratings reproduced herein appear under license from A.M. Best and do not constitute, either expressly or impliedly, an endorsement of Marsh or its recommendations, formulas, criteria or comparisons to any other ratings, rating scales or rating organizations which are published or referenced herein. A.M. Best is not responsible for transcription errors made in presenting Best’s Ratings. Best’s Ratings are proprietary and may not be reproduced or distributed without the express written permission of A.M. Best Company.

These form(s) are in Adobe Acrobat Reader (PDF) format and are available for downloading and printing.

Insurance Application & Brochure



Download Adobe Acrobat Reader

We're here to help! Please contact us in whatever manner is most convenient for you.

Program Administrator

Marsh U.S. Consumer
12421 Meredith Drive
Urbandale, IA 50398
Phone: 1-800-247-7988
Email: roa@marshpm.com
Hours: 7 am to 5 pm M-F (Central)
Website: http://www.personal-plans.com/product/marsh/

Insurance Company

ReliaStar Life Insurance Company
Box 20
Minneapolis, MN 55440
 

Insurance Application and Brochure

Click Here

Our Role and Compensation

Learn More

© 2013 by Marsh U.S. Consumer
Privacy Policy | Terms of Use
AR Ins. Lic. #245544
CA Ins. Lic. #0633005
d/b/a in CA Seabury & Smith Insurance Program Management