This plan is convenient for all married ROA Members because it can provide up to $200,000.00 of group term life insurance protection for both you and your spouse¹ in one plan for the cost of one affordable premium. Often called the "first-to-die" plan, it pays benefits for whoever dies first, you or your spouse¹.
The plan includes these benefits:
- Common accident benefit pays double your benefit amount to your loved ones if you and your spouse¹ both die in the same covered accident.
- Death During a Hostile Action benefit pays up to an additional $25,000.00 if you're killed in hostile action in a designated combat area while on active duty.
How to Apply
To apply for coverage, download an application by clicking on the link at the top of this page, or, to speak to a customer service representative, call our toll-free number: 1-800-247-7988.
¹ In OR, spouse includes domestic partner.
Life Insurance Coverage is provided under the terms of a group life insurance policy, Group Policy GL-31816-7, issued and delivered in the state of North Dakota to Reserve Officers Association as the policyholder. The group policy is sitused in the state of North Dakota and is governed by its laws. The group life insurance policy is issued by ReliaStar Life Insurance Company, Minneapolis, Minnesota. The policy is administered on behalf of ReliaStar Life Insurance Company by Mercer Consumer, an insurance administrator licensed in the state of North Dakota. Policy Form LP08GP. This is a paid endorsement. ROA receives a fee from the insurance broker and/or the insurer for its endorsement of this plan.