Vision Insurance

Vision Insurance  

Overview

Individual Vision Plans from VSP® give you access to the services and products you need to care for your eyes. Of course, you could choose to pay for these entirely out-of-pocket, but with a VSP Individual Vision Plan you’ll realize substantial savings while receiving access to the personalized care you deserve. Our members save an average of more than $200 each year on eyecare and eyewear.1
 

WHAT MAKES VSP THE BEST CHOICE FOR VISION INSURANCE?

For years VSP has maintained member satisfaction ratings above 95%. That means that nearly all of our 82 million members love what we do for them. In fact, VSP is consumers’ #1 choice in vision care.2 As a not-for-profit vision care company, we put our members first and are dedicated to helping them maintain excellent eye health. Helping you get high-quality vision care is so important to us that if you're not fully satisfied, we'll make it right.
 

THE BEST ACCESS TO DOCTORS

You want a doctor that’s conveniently located to you. With more than 34,000 doctors, VSP provides access to the most extensive doctor network of any vision company. These eye care professionals partner with VSP to deliver the best patient experience and to ensure personalized care.
 

THE BEST EYEWEAR CHOICES

Once you're a member of VSP, you'll be thrilled by the large selection of eyewear available to you. From classic styles to trendy frames, you'll find hundreds of options to choose from. Our frames include dozens of top brand names, so you can find one that fits your style and budget. Plus, you'll also get an extra $20 to spend when you choose a featured frame brand.2,3

 

1Comparison based on national average for comprehensive eye exams and most commonly purchased brands. This number represents typical savings for VSP members when they see a doctor. 
2Consumers' #1 Choice in Vision Care - 2017 National Vision Plan Member Research
3Extra $20 to spend is in addition to your allowance. Check your frame coverage section in My Benefits at vsp.com to see if this offer applies.
 

Tell Me More

You have the choice between two plans so you can choose which one best fits your needs.
 

STANDARD PLAN

This plan offers you comprehensive coverage for exams and glasses (or contacts) with extra savings every year.
 

SAVINGS CHART

View a comparison of savings with the VSP plan.
 

Have questions about our plans? Call us at 1-844-641-6718.

Receive a Free Instant Quote or Enroll Online

FAQs

Answers about the plan, including eligibility, options, enrollment, customer service and more.

  • Who is VSP® Vision Care?

    VSP Vision Care is the nation’s only not-for-profit vision benefits and services company in the United States with more than 82 million members.
  • Why should members enroll in a VSP Individual Vision Plan?

    With a VSP Individual Vision Plan, members have direct access to great vision benefits.
     

    Members receive access to quality care from the industry’s largest doctor network. With over 34,000 network doctors, members are sure to find a VSP network doctor close to them.

  • Why is eyecare important?

    Besides helping to maintain sight, routine eye exams can detect a number of serious health conditions, such as glaucoma, cataracts, and diabetes. Eye exams for children can spot undiagnosed vision problems that can affect learning and development if left untreated.
  • Who is eligible to enroll in an individual vision plan?

    Association members and their eligible dependents may enroll on an individual basis.
     

    VSP offers different plan options, including:

    1. Individual only (One-person plan)
    2. Individual + dependent (Two-person plan)
    3. Family
       

    Spouses and domestic partners are eligible dependents. A child is an eligible dependent if he/she has not reached their 26th birthday and is dependent upon the insured for support. Handicapped children may also be eligible for continued coverage past age 26.

     

    Pricing does vary between these plan options. Call 1-844-641-6718 to hear plan pricing.

  • How do members pay for an individual or family plan?

    Two options are available. Members can pay for the annual premium at the time of purchase or they can elect to pay on a monthly basis. With either option, VSP can take payments via bank draft (ACH). When purchasing an individual plan, the member is authorizing payment to be deducted automatically from the account provided.
  • What coverage is available to association members?

    Our standard plan will save members hundreds on their eyecare eyewear. The grid below shows what’s covered with the plan:

    VSP Individual Plan Coverage

    Standard Plan
      All States
    ($120 option in FL) (HVA in MA)
    VSP Individual Plan VSP Choice
    Copay $15 Exam / $25 Materials
    Exam Every 12 months
    Lenses Every 12 months
    Frame Every 12 months
    VSP Provider
    WellVision® Exam Covered after $15 copay
    Contact Lens Exam 15% savings on a contact lens exam
    Lenses: Single vision
    Lined bifocal
    Lined trifocal
    Lenticular
    Covered after $25 materials copay
    Impact-resistant (polycarbonate) lenses for children Fully covered with no copay
    Maximum copy on lens enhancements Average savings of 20-25% on other lens enhancements
      Single vision Multifocal
    Anti-reflective coating $41 copay $41 copay
    Impact-resistant (polycarbonate) lenses $31 copay $31 copay
    Progressive lenses
    (no-line bi/trifocals, ranging from standard to custom)
    N/A $55-$175 copay
    Light-to-dark lens tinting
    (photochromic adaptive lenses)
    $70 copay $82 copay
    Scratch-resistant coating $17 copay $17 copay
    Frames $150 allowance every 12 months
    Elective Contact Lenses* $150 allowance every 12 months
    Necessary Contact Lenses* N/A

     

    *Contact lenses are in lieu of spectacle lenses and frames every 12 months

  • Can members see any VSP Network Doctor?

    VSP members can see any one of our 34,000 doctors nationwide. VSP doctors are located right where they’re needed—near residential areas and offices. And, many doctors have evening and weekend hours.
  • How long does VSP coverage last?

    Members enroll with a contract and benefit period of one full year. After 12 months, plans will automatically renew and members will receive a renewal notice 60 days prior to their renewal.
  • When can a member begin using their benefits?

    The effective date is the first of the month following a member’s sign up date (members must allow five business days for enrollments to process). Members can select an option to use their benefits six days after their enrollment if they inform a member services representative upon enrollment.
  • What is the member's ID number?

    New VSP members will receive a unique member ID number and a member guide with instructions on how to use their benefit via e-mail after enrollment.
  • Is there a website for members to view plan details?

    Yes, after a member's plan is effective, members can register on www.vsp.com to view their personalized plan details and to find a VSP doctor. Note: a member will not be able to register on www.vsp.com until after the plan’s effective date.
  • How does the plan renew?

    VSP sends reminders 60 days in advance of the auto-renewal in case the member wishes to make any changes to their plan. The plan will then automatically renew at the end of the membership term on an annual basis and VSP will automatically charge for the appropriate amount.
  • How can a member access their vision coverage and eligibility information?

    VSP members can register and sign on to www.vsp.com or call member services for personalized vision coverage information.
Contact Us

 Address
Vision Service Plan VSP ®
7400 Gaylord Parkway
Frisco, TX 75034
 Phone
1-844-641-6718
 Hours
 M-F 7a-7p CT
Mercer's Role & Compensation

Details of the Mercer disclosure of the compensation.